Insurance Broker Services Across the GTA and Southern Ontario
Searching for an insurance broker near you shouldn’t mean settling for a call centre. PJ Insurance Broker is based in North York, Toronto, and we help drivers, homeowners, tenants and business owners across the Greater Toronto Area and beyond find car, home and commercial insurance that fits their lives and their budgets.
We currently serve fourteen communities, from Toronto, Mississauga and Brampton to Hamilton, Kitchener, Guelph and Peterborough. Choose your city below to see local information, the neighbourhoods we work with and answers to common questions, or call us for a free, no-pressure quote.
Talk to an Insurance Broker
Call (437) 836-4959
Open daily, 10 AM to 7 PM
50 Lotherton Pathway #109, North York, ON M6B 2G7
Prefer to write? Send us a few details and we’ll reply with options for your car, home or business.
Find an Insurance Broker in Your City
Select your city to see how we can help with car, home and commercial insurance where you live and work.
Toronto and Peel Region
Toronto’s mix of condos, semis and detached homes, together with the busy commuter routes through Scarborough, Mississauga and Brampton, shapes the coverage people ask us about most. Our office is in North York, right in the middle of it.
Insurance Broker in Toronto
Car, home and business insurance
Insurance Broker in Scarborough
Car, home and business insurance
Insurance Broker in Mississauga
Car, home and business insurance
Insurance Broker in Brampton
Car, home and business insurance
Halton Region and Hamilton
From lakeside homes in Burlington and Oakville to growing communities in Milton and the older character homes of Hamilton, homeowners here often ask about rebuild costs, water damage protection and how the age of a property affects coverage.
Insurance Broker in Oakville
Car, home and business insurance
Insurance Broker in Burlington
Car, home and business insurance
Insurance Broker in Milton
Car, home and business insurance
Insurance Broker in Hamilton
Car, home and business insurance
Durham Region and the Kawarthas
Pickering commuters and Peterborough homeowners have very different needs, from daily Highway 401 drives to cottages and seasonal properties. We help you cover what you actually do, wherever you live in this part of Ontario.
Insurance Broker in Pickering
Car, home and business insurance
Insurance Broker in Peterborough
Car, home and business insurance
Waterloo Region and Guelph
Students, tech founders, manufacturers and growing families make up much of this area. We help with tenant, home, car and commercial insurance for Kitchener, Waterloo, Cambridge and Guelph.
Insurance Broker in Kitchener
Car, home and business insurance
Insurance Broker in Waterloo
Car, home and business insurance
Insurance Broker in Cambridge
Car, home and business insurance
Insurance Broker in Guelph
Car, home and business insurance
Insurance We Offer in Every City We Serve
Car Insurance
Ontario law requires every vehicle on the road to be insured. We help you compare coverage that fits your vehicle, your driving history and how you use your car. Learn more about car insurance.
Home Insurance
Whether you own a house, townhouse or condo, or rent your home, we help you protect your property, belongings and liability. Learn more about home insurance.
Commercial Insurance
From general liability and commercial property to professional liability, we help local businesses look at coverage that suits how they operate. Learn more about commercial insurance.
Why Local Knowledge Matters When Choosing an Insurance Broker
Insurance isn’t one-size-fits-all, and where you live can be part of the picture. Insurers look at many factors when pricing and underwriting a policy, and location is often one of them. A broker who understands your community can help you ask the right questions and avoid surprises at claim time.
We can’t promise a specific price, but we do promise to ask about the details that matter, compare your options and explain them clearly.
Things That Can Influence Your Coverage
- Where you live and park, since insurers often rate by area
- How far and how often you drive, including highway commutes
- The age, type and condition of your home
- Water, weather and theft risks in your neighbourhood
- Your claims and driving history
- The type of business you run and how you operate
How We Serve You, Wherever You Are
Our office is at 50 Lotherton Pathway in North York, and we’re open daily from 10 AM to 7 PM. You can work with us by phone, through our online quote form, or in person, so you don’t need to travel across the region to get expert help. Tell us what you need to insure, and we’ll compare your options, explain the differences and help you put your coverage in place.
If your community isn’t listed above, get in touch. Tell us where you live and what you need to cover, and we’ll let you know how we can help.
Insurance Questions From Across Our Service Area
We serve Toronto, Scarborough, Mississauga, Brampton, Oakville, Burlington, Milton, Hamilton, Pickering, Peterborough, Kitchener, Waterloo, Cambridge and Guelph, and each has its own page above. If your community isn’t listed, contact us and we’ll let you know how we can help.
No. You can call us at (437) 836-4959 or send your details through the quote form on this page, and we’ll work with you remotely. You’re also welcome to visit the office during opening hours.
It can. Insurers often consider where you live, park and drive when pricing car insurance, and home insurance can be influenced by the area, the age of your home and local risks. We’ll ask about these details and compare your options.
We help with car insurance, home insurance and commercial insurance in every area we serve.
A broker can look at options from different insurance providers and explain how they compare, so you aren’t limited to a single company’s products. We also help with changes, renewals and coverage questions along the way.
Yes. Every vehicle on the road in Ontario must be insured. Mandatory coverage includes third-party liability, statutory accident benefits, direct compensation property damage and uninsured automobile coverage. We can walk you through these and the optional coverages you may want to add.
For car insurance, have your driver’s licence details, vehicle information and driving history handy. For home insurance, we’ll ask about your property address, age of the home and any renovations. For business insurance, we’ll ask about your operations, number of employees and revenue.
Get Your Free Insurance Quote Today
Ready to talk to an insurance broker who’s on your side? Send us a few details below and we’ll get back to you with options for your car, home or business.
PJ Insurance Broker
50 Lotherton Pathway #109, North York, ON M6B 2G7
Phone: (437) 836-4959 • Open daily, 10 AM to 7 PM
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