Insurance That Understands Life in Scarborough
Scarborough is a large and diverse part of Toronto, from the Bluffs and Guildwood to Agincourt, Malvern and Port Union. As an insurance broker in Scarborough, PJ Insurance Broker helps drivers, homeowners, landlords and business owners compare their options and find coverage that fits.
Many households here have a basement apartment, several drivers under one roof or a family business next door, and each of those needs special attention. We’ll listen first and then compare coverage that matches the way you live.
Talk to a Scarborough Insurance Broker
Call (437) 836-4959
Open daily, 10 AM to 7 PM
50 Lotherton Pathway #109, North York, ON M6B 2G7
Landlord, driver or business owner? Tell us what you need to insure.
Car, Home and Commercial Insurance in Scarborough
Three areas where Scarborough residents and business owners most often ask for our help.
Car Insurance in Scarborough
Scarborough drivers deal with Highway 401, Kennedy Road, Markham Road, Kingston Road and Lawrence Avenue. Households with several drivers or vehicles can benefit from comparing options together, and we explain how drivers, usage and vehicles fit into your policy.
Home Insurance in Scarborough
Scarborough has detached homes, semis, townhouses and condos, and many properties include a basement unit or a rented room. Tell us how you use your home so we can help you protect the property, the contents and your liability as a landlord or occupant.
Commercial Insurance in Scarborough
Scarborough’s small businesses, from grocery stores and restaurants to salons, clinics and contractors, keep neighbourhoods running. We help owners look at general liability, commercial property and professional liability tailored to their operation.
What Scarborough Residents Should Know About Insurance
Scarborough has a lot of homes with a second unit or a rented room, and insurers need to know about them. Failing to disclose a rental can create problems if you ever make a claim, so it’s best to raise it from the start and make sure your policy matches how the property is used.
It’s also a community where many people drive for work, whether commuting across the GTA or using a vehicle for deliveries or a trade. How you use your car for work can affect the coverage you need.
Scarborough Points Worth Discussing
- Basement apartments, rented rooms and landlord liability
- Several drivers and vehicles in one household
- Using a personal vehicle for deliveries, rideshare or trade work
- Condo and townhouse coverage in Agincourt and near Scarborough Town Centre
- Small-business coverage for storefronts, kitchens and salons
Insurance Support Across Scarborough
We work with clients in Agincourt, Malvern, Guildwood, West Hill, Highland Creek, Birch Cliff, Cliffside, Woburn, Morningside, Wexford, Bendale and Port Union. Guildwood, Birch Cliff and Cliffside sit near the Bluffs, while Agincourt and Malvern have a wide mix of townhouses, condos and detached homes.
Our office is in North York. You can call, send a message or use our online quote form, and we’ll handle the details with you from wherever you are.
Insurance Tips for Scarborough Landlords, Drivers and Business Owners
- If you rent out any part of your home, tell your insurer and review your liability coverage.
- Using your car for deliveries, rideshare or work? Ask whether your policy covers that use.
- Keep an inventory of your belongings, including items of yours stored in a rented unit.
- Business owners should review coverage for inventory, equipment and customer injuries.
Scarborough Insurance Questions, Answered
If you rent out part of your home, tell your insurer. Depending on the arrangement, you may need different coverage so that your property and your liability as a landlord are protected. We’ll explain the options on our home insurance page or by phone.
Personal auto policies usually don’t automatically cover commercial use such as deliveries or ridesharing. Tell us how you use the vehicle and we’ll explain what coverage may be needed. See our car insurance page.
Many owners look at general liability, commercial property for stock and equipment and business interruption, and some add coverage for spoilage or glass. We’ll go through what fits your operation. See commercial insurance.
Tenant insurance can protect your belongings, extra living costs after a covered loss and your personal liability. It isn’t required by law, but many landlords ask for it.
Condo owners typically need their own policy to cover belongings, improvements and personal liability, in addition to the building’s insurance. We’ll help you review the details of your corporation’s coverage and your unit’s needs.
Call (437) 836-4959 or send the form below with a few details about what you’d like to insure. We’ll follow up with options.
Get Your Scarborough Insurance Quote
Tell us about your vehicle, home, rental unit or business and we’ll come back with clear next steps.
PJ Insurance Broker
50 Lotherton Pathway #109, North York, ON M6B 2G7
Phone: (437) 836-4959 • Open daily, 10 AM to 7 PM
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